Resources
Insights for banks defending the self-employed segment
Practical guides and banking stories on why community banks lose self-employed deposits, how hosted-core integration actually works, and the tax problem driving the churn — written for the people who have to make the call.
- Self-employed banking
The self-employed tax problem, explained for bankers
A plain-English primer on why taxes are the defining financial pain for 1099 customers — no withholding, Schedule C, quarterly estimates — and why a checking account doesn't solve it (so they leave for someone that does).
Read - Core & integrations
Hosted vs in-house cores: what it means for adding fintech tools
Why the way your core is deployed — hosted off-prem or in-house on-prem — is the single biggest factor in how fast you can add an embedded fintech tool, and how the provider marketplaces actually work.
Read - Deposit strategy
How community banks lose self-employed deposits — and how to win them back
Self-employed and 1099 customers are the highest-churn segment a community bank holds. Here's what actually walks out when they leave for Found or Lili — and the embedded-toolkit answer that keeps them.
Read
See it on your core
Bring the segment home. We'll walk through your market data live and map the fastest path to live on the core you already run.
No commitment. A 30-minute demo with Rick.